CEDH · CASELAW;COMMUNICATEDCASES;ENG — 6 décembre 2023

.s800EAC49 { font-size:12pt } .s379BC09C { margin-top:36pt; margin-bottom:0pt; text-align:right } .sBB9EE52A { font-family:Arial } .s10950C61 { margin-top:0pt; margin-bottom:0pt; text-indent:14.2pt; text-align:justify } .s5E1364CA { margin-top:0pt; margin-bottom:12pt; text-align:center; page-break-inside:avoid; page-break-after:avoid; font-size:14pt } .s339D85E6 { margin-top:0pt; margin-bottom:14pt; text-align:center; page-break-inside:avoid; page-break-after:avoid } .s665E407E { margin-top:66pt; margin-bottom:14pt; text-align:center; page-break-inside:avoid; page-break-after:avoid } .s29100277 { font-family:Arial; font-weight:bold } .sA36B60A1 { font-family:Arial; font-style:italic } .sC02E897A { margin-top:42pt; margin-bottom:14pt; text-align:center; page-break-inside:avoid; page-break-after:avoid } .s76CF415B { page-break-before:always; clear:both } .s5FFF0A75 { margin-top:0pt; margin-bottom:0pt; font-size:7pt } .s6DB91820 { text-align:center } .s8BB62139 { margin-right:auto; margin-left:auto; border-collapse:collapse } .s3695F815 { border:0.75pt solid #949494; padding:1.02pt 5.03pt; vertical-align:top; background-color:#dfdfdf } .s2EF62ED2 { margin-top:0pt; margin-bottom:0pt; font-size:12pt } .sEECE831 { font-family:Arial; font-weight:bold; color:#474747 } .sE8934522 { border:0.75pt solid #949494; padding:1.02pt 5.03pt; vertical-align:top } Published on 8 January 2024   FIRST SECTION Application no. 55261/22 Antonia CECCHETTI against San Marino and 38 other applications (see list appended) communicated on 6 December 2023 SUBJECT MATTER OF THE CASES The applications concern the applicants’ inability to recover their assets originally held in Banca CIS after the latter’s compulsory liquidation in 2019. As a result of a series of measures, including legislative ones, taken by the authorities and the progressive taking over of Banca CIS by various entities, after an initial freezing of the account holders’ assets for six months to avoid further disruption to the banking system, the applicants’ funds became unavailable for a total of thirteen years. In particular, according to a specific resolution adopted in 2019, account holders were to receive back their funds if they amounted to less than 100,000 euros (EUR) without any loss of value. For funds in excess of that sum, they would be converted to bank obligations retrievable according to a certain schedule, namely, for assets between EUR   100,000 and 300,000, within three years, and for those assets in excess of EUR 300,000 (up to 1 million), within five years, during which time a yield rate of 0.15 % and 0.25 % respectively would apply. Nevertheless, on 22 July 2022, when the applicants should have recovered their assets, according to an announcement on the website of the supervising authority for the banking and financial industry in San Marino ( Vigilanza di Banca Centrale della Repubblica di San Marino ), in view of further legislative measures, their funds had been transformed into State bonds which would be held for a further ten years (at a yield rate of 1%). The applicants became aware of this announcement shortly after, through the press. Relying on Article 1 of Protocol No. 1 to the Convention the applicants complained about the inability to retrieve or transfer their assets for a further ten years. In particular they considered that they had had a legitimate expectation to recover their funds (up to EUR 300,000) in 2022. Instead, they were faced with a measure which had not been in accordance with a law of sufficient quality and had imposed a disproportionate burden on them, not only because of its duration (following the initial three years) but also because the value of those assets had diminished by 36%. Besides being disproportionate, the measure undertaken in 2022 had not made any distinction between individual situations (contrary to the original resolution of 2019) or allowed for partial retrieval of the sums over the years. The applicants noted that such a course of action had not occurred in similar situations with other banks, where assets had been refunded to the account holders without similar complications. QUESTIONS TO THE PARTIES 1.     Was the interference with the applicants’ possessions, as of 22 July 2022, in accordance with a law of sufficient quality, within the meaning of the Convention (see, for example, Suljagić v. Bosnia and Herzegovina , no.   27912/02, § 56, 3 November 2009; Project-Trade d.o.o. v. Croatia , no.   1920/14, § 80-88, 19 November 2020; and Capital Bank AD v. Bulgaria , no. 49429/99, § 139, ECHR 2005-XII (extracts))?   2.     If so, was that interference necessary to control the use of property in accordance with the general interest? Did it strike a fair balance between any general interest of the community and the right of property of the applicants, or did it impose an excessive individual burden on them (see for example, Trajkovski v. the Former Yugoslav Republic of Macedonia , (dec.) no.   53320/99, 7 March 2002 , and Ališić and Others v. Bosnia and Herzegovina, Croatia, Serbia, Slovenia and the former Yugoslav Republic of Macedonia [GC], no. 60642/08, § 124, ECHR 2014)?   APPENDIX List of applications No. Application no. Case name Lodged on Applicant Year of Birth Place of Residence Nationality 1. 55261/22 Cecchetti Antonia v. San Marino 21/11/2022 Antonia CECCHETTI 1955 Borgo Maggiore, San Marino San Marinese 2. 55708/22 Cecchetti Gilberto v. San Marino 28/11/2022 Gilberto CECCHETTI 1952 Borgo Maggiore, San Marino San Marinese 3. 55709/22 Cecchetti Giovanna v. San Marino 28/11/2022 Giovanna CECCHETTI 1968 Borgo Maggiore, San Marino San Marinese 4. 55710/22 Bonini v. San Marino 28/11/2022 Ermes BONINI 1956 Borgo Maggiore, San Marino Italian 5. 55711/22 Rovelli v. San Marino 28/11/2022 William ROVELLI 1965 San Marino Italian 6. 55712/22 Urbinati v. San Marino 28/11/2022 Massimo URBINATI 1957 Serravalle, San Marino San Marinese 7. 55713/22 Bacciocchi Simone v. San Marino 28/11/2022 Simone BACCIOCCHI 1977 Borgo Maggiore, San Marino San Marinese 8. 55714/22 Giovannini v. San Marino 28/11/2022 Loredana GIOVANNINI 1951 Borgo Maggiore, San Marino San Marinese 9. 55715/22 Censoni v. San Marino 28/11/2022 Lea CENSONI 1956 Dogana, San Marino San Marinese 10. 55716/22 Colombini v. San Marino 28/11/2022 Andrea COLOMBINI 1973 Dogana, San Marino San Marinese 11. 55717/22 Torsani Marco v. San Marino 28/11/2022 Marco TORSANI 1977 Dogana, San Marino San Marinese 12. 55718/22 Torsani Valentina v. San Marino 28/11/2022 Valentina TORSANI 1974 Dogana, San Marino San Marinese 13. 55719/22 Scarpellini v. San Marino 28/11/2022 Antonello SCARPELLINI 1973 Serravalle, San Marino Italian 14. 55720/22 Forcellini Danilo v. San Marino 28/11/2022 Danilo FORCELLINI 1964 Serravalle, San Marino San Marinese 15. 55721/22 Corbelli v. San Marino 28/11/2022 Francesca CORBELLI 1989 Serravalle, San Marino San Marinese 16. 55722/22 Boschi v. San Marino 28/11/2022 Costantino BOSCHI 1952 Borgo Maggiore, San Marino San Marinese 17. 55723/22 Biagi v. San Marino 28/11/2022 Thomas BIAGI 1976 Serravalle, San Marino Italian 18. 55724/22 Muratori v. San Marino 28/11/2022 Giovanni MURATORI 1952 San Marino San Marinese 19. 55725/22 Ercolani Giuseppe v. San Marino 28/11/2022 Giuseppe ERCOLANI 1943 Serravalle, San Marino San Marinese 20. 55726/22 Ercolani Angelo v. San Marino 28/11/2022 Angelo ERCOLANI 1966 Serravalle, San Marino San Marinese 21. 55727/22 Cardelli v. San Marino 28/11/2022 Angelo Luca CARDELLI 1965 Borgo Maggiore, San Marino San Marinese 22. 55728/22 Trau’ v. San Marino 28/11/2022 Isabella TRAU’ 1960 Pesaro, Italy Italian 23. 55729/22 Lazzari v. San Marino 28/11/2022 Francesca Angelina LAZZARI 1953 Domagnano, San Marino San Marinese 24. 55730/22 Cecere v. San Marino 28/11/2022 Antonella CECERE 1966 Serravalle, San Marino Italian 25. 55731/22 Poggi v. San Marino 28/11/2022 Raffaele POGGI 1953 Faenza, Italy Italian 26. 55732/22 Cecchetti Maria Teresa v. San Marino 28/11/2022 Maria Teresa CECCHETTI 1953 Domagnano, San Marino San Marinese 27. 55733/22 Volpinari v. San Marino 28/11/2022 Italo VOLPINARI 1972 Borgo Maggiore, San Marino San Marinese 28. 55734/22 Apicella v. San Marino 28/11/2022 Vincenzo APICELLA 1958 Fiorentino, Italy San Marinese 29. 55735/22 Forcellini Giuseppe v. San Marino 28/11/2022 Giuseppe FORCELLINI 1941 Serravalle, San Marino San Marinese 30. 55736/22 Fabbri v. San Marino 28/11/2022 Nensi FABBRI 1956 Falciano, San Marino Italian 31. 55737/22 Bacciocchi Davide v. San Marino 28/11/2022 Davide BACCIOCCHI 1981 Borgo Maggiore, San Marino San Marinese 32. 55738/22 Guidi v. San Marino 28/11/2022 Mary GUIDI 1964 Dogana, San Marino San Marinese 33. 55739/22 Selva v. San Marino 28/11/2022 Fabrizio SELVA 1961 San Marino San Marinese 34. 55740/22 Giorgetti v. San Marino 28/11/2022 Maria Assunta GIORGETTI 1962 San Marino San Marinese 35. 55741/22 Catena v. San Marino 28/11/2022 Orazio CATENA 1962 Serravalle, San Marino Italian 36. 55742/22 Dondeyne v. San Marino 28/11/2022 Francoise Georgette Henriette DONDEYNE 1949 Borgo Maggiore, San Marino French 37. 55743/22 Casali v. San Marino 28/11/2022 Anna Maria CASALI 1929 San Marino San Marinese 38. 55744/22 Giardi v. San Marino 28/11/2022 Gabriela GIARDI 1954 San Giovanni, San Marino San Marinese 39. 55745/22 Troni Lucio v. San Marino 28/11/2022 Lucio TRONI 1948 Riccione, Italy Italian